Qualified Charitable Distributions (QCD) allows individuals who are 70.5 year old or older to donate up to $111,000 (for 2026) total to one or more charities directly from a taxable IRA versus taking their required minimum distribution (RMD). Note this is a direct transfer of money from your IRA provider, payable to a qualified Charity.

https://www.irs.gov/publications/p590b or https://www.irs.gov/forms-pubs/about-publication-526